Senate bill 78 restored the individual mandate for having health insurance that was part of the Affordable Care Act from 2014 to 2018. Starting in 2020, Californians face a penalty of up to 2.5% of their taxable income for failing to maintain health insurance coverage. The bill also adds state tax credits for California residents with household incomes at or below 600 percent of the federal poverty level who obtain health insurance through Covered California.
We have been a certified agent for Covered California since the first open enrollment began in 2013. Correctly completing the online Covered California application is crucial to obtaining the proper amount of advanced premium tax credits to offset the cost of coverage. We've helped hundreds of families complete the application and choose the best health insurance plans for their particular needs. We are paid by the insurance companies to provide this service. There is no cost to you for our assistance, so call us today!
If you are a business owner looking to start or change a group health insurance plan, we can help you too! We work directly with the carriers, and for small businesses who are eligible, Covered California for Small Business.