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“Thank you, Robert - you’re the best! Appreciate you taking the time out of your day to go above and beyond and help me in such a timely and thorough way!” (H. Lingley, South Lake Tahoe, 1/31/2024)
Thank you for all of your help today. You really hit it out of the ballpark. Your knowledge, your ability to answer all of my questions, and your committment to helping me were outstanding.

I especially appreciate the deep concern you had for making sure that the problems I encountered were not only resolved but turned into positive outcomes.

I will sleep easier next year knowing that you found the perfect insurance plan for me, one that both fit my needs and was affordable.

In a heartbeat I would recommend you to friends and family who are looking for guidance on their insurance needs.

Even though I took up a chunk of your time today you were always patient with me. You were going to work with me for as long as it took. It never felt rushed on your end, and for that I am grateful.

Thank you again for all your help today. Everything you did is much appreciated.

Mark Schwind
El Dorado Hills

I would Iike to share with our community the following about my years of experience with insurance agent Robert Lenoil:
  • He went out of his way to locate & facilitate differing health plans which could meet my unique needs.
  • He has acted honestly and ethically, presenting the best options for me—not the ones which might give him the best commission.
  • I have experienced how he takes the extra time to explain details to those with disabilities or elders.

I am very impressed & thankful for Robert Lenoil going out of his way to operate his business in an aboveboard way which helps us in the community—and to help me navigate a maze of options which had hurt me financially & emotionally.

 Martha Coryell

“Thank you! You have helped a ton. I really appreciate it!” (A. Small, 11/3/2023)
“You are always such a pleasure to work with, very knowledgeable and helpful.” (J. Lawrence, Cameron Park, 10/7/2023)
“Thanks again Robert. Health insurance used to be this terrible headache for me; you’ve made my life easier and healthier. You really have fabulous customer service and do a fantastic job.” (A. O’Luna, 6/30/2023)
“Robert you rock! Thanks for helping and saving me a little bit of cash.” (C. Neira, South Lake Tahoe, 1/31/2023)
Covered California Certified Insurance Agent

We have been a certified agent for Covered California since the first open enrollment began in 2013. Correctly completing the online Covered California application is crucial to obtaining the proper amount of advanced premium tax credits to offset the cost of coverage. We’ve helped over a thousand families complete the application and choose the best health insurance plans for their particular needs. We are paid by the insurance companies to provide this service. There is no cost to you for our assistance, so call us today!

Although open enrollment ended in January, Covered California has added a qualifying life event called needed more time to sign up and will allow signups with that QLE until . Call us if you still need to sign up!

to is the general enrollment period when people over 65 who haven’t already signed up for Medicare parts A or B can do so, and then obtain a Medicare supplement, Medicare Advantage, or prescription drug plan. It’s also the Medicare Advantage open enrollment period, when people enrolled in a Medicare Advantage plan can switch to a different one, or return to original Medicare and optionally add a prescription drug plan. You may also be able to sign up for Medicare coverage if you are turning 65, obtaining Medicare for the first time, or qualify for a special enrollment period. Otherwise, you’ll need to wait for the Medicare Advantage and prescription drug plan 2025 open enrollment season, which runs from to . Call us to discuss your particular situation.

Read our article on what’s new in health insurance for 2024.

In 2022 we sold our property and casualty division, which featured homeowners and commercial insurance, to JTR Insurance Agency, LLC Please call JTR for service on an existing P&C policy that we wrote or for quotes on new P&C business.